What is an SR-22 insurance filing and how does it relate to drunk driving?
An SR-22 insurance filing is a type of car insurance filing that is required in California if you are convicted of a DUI/Drunk Driving offense. When you are required to have an SR-22 filing, your insurance company sends a document to the California Department of Motor Vehicles that shows financial responsibility for the driver. The SR-22 filing is proof that you have the required car insurance liability coverage for the state. In California, the SR-22 filing must remain active for 3 years after the DUI conviction. This requires the driver to maintain insurance during this period. Without the SR-22 filing, the driver may not be allowed to register a vehicle or have their license reinstated. The SR-22 filing is required in order to ensure that all drivers convicted of drunk driving are held accountable for their actions and have the required insurance coverage. Without the filing, there is no assurance that the driver has insurance coverage and is therefore a higher risk to other drivers on the road. The SR-22 filing is in place to protect other drivers who share the roads with those convicted of DUI offenses.
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