How much insurance should a person carry in the event of a drunk driving accident?

When it comes to drunk driving accidents in Florida, the amount of insurance someone should carry will vary depending on the situation. The state of Florida requires all drivers to carry personal injury protection (PIP) of at least $10,000, and property damage liability (PDL) of at least $10,000. These are the minimum amounts necessary to cover any medical expenses and damage to property that may arise from a car accident. However, these amounts may not be enough to cover the costs of a drunk driving accident. Depending on the severity of the accident, the costs of medical bills and other damages can be much higher. It is important to explore other options to make sure you are properly covered. Some insurance companies in Florida offer uninsured/underinsured motorist bodily injury coverage (UI/UIM). This coverage will provide additional coverage if the driver responsible for the accident does not have insurance or does not have enough insurance. For some drivers, this additional coverage may be necessary to ensure that they have enough insurance to pay for any damages caused by a drunk driving accident. It is important to note that in order to ensure that you are properly covered, it is best to speak to your insurance agent and make sure that you are carrying the right amount of coverage. This will help make sure that you are adequately protected in the event of a drunk driving accident.

Related FAQs

What type of insurance coverage is required after a DUI conviction?
How is the amount of a drunk driving restitution determined?
What is "negligence per se" in the context of drunk driving law?
What are the possible penalties for refusing to take a sobriety test?
Can a DUI conviction be expunged from my record?
What is an SR-22 insurance filing and how does it relate to drunk driving?
What is the difference between a "zero tolerance" law and a "felony DUI" law?
Can a DUI conviction be sealed or expunged from a person's criminal record?
Are there any defenses available to a person at an administrative per se hearing?
What kind of evidence is typically used to prove liability in a drunk driving case?

How much insurance should a person carry in the event of a drunk driving accident?

Related FAQs

Related Blog Posts