How much insurance should a person carry in the event of a drunk driving accident?

In New York, all drivers are required to carry a minimum amount of liability insurance in the event of a drunk driving accident. Specifically, drivers must carry a minimum of liability insurance of at least $25,000 for bodily injury or death of a single person, $50,000 for injury or death of two or more persons, and $10,000 for property damage in any single accident. It is important to understand that these are the minimum requirements for insurance coverage under New York law. Depending on the severity of the accident, it is highly recommended that drivers carry additional insurance coverage. For instance, if the accident causes serious injuries or fatalities, then the damages awarded may exceed the limits of the liability insurance, in which case the driver must cover the cost of any additional damages. Additionally, many insurance companies offer additional coverage such as “Umbrella Policies” or “Uninsured Motorist Coverage" which can provide additional protection in the event of a drunk driving accident. Drivers should speak with their insurance agent about the options available and make sure that they understand what type of protection they have in the event of a drunk driving accident. In conclusion, all drivers in New York must carry a minimum amount of liability insurance in the event of a drunk driving accident. However, it is important for all drivers to understand their coverage and to consider getting additional insurance coverage such as an umbrella policy or uninsured motorist coverage.

How much insurance should a person carry in the event of a drunk driving accident?

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