How much insurance should a person carry in the event of a drunk driving accident?

If you live in North Dakota, it is important to carry enough insurance to cover the financial losses that can come from a drunk driving accident. In North Dakota, you are required to have a minimum of $25,000 of bodily injury liability insurance per person and $50,000 of bodily injury liability insurance per accident. This insurance pays for medical costs, lost wages, and other expenses related to injuries caused by a drunk driving accident. In addition, drivers in North Dakota are also required to have at least $25,000 of property damage liability insurance to cover damage to another person’s property in an accident. North Dakota also requires a minimum of $30,000 of uninsured/underinsured motorist coverage in the event that the person responsible for the accident does not have enough insurance to cover the full costs of damages. Finally, it is recommended that all drivers in North Dakota carry $30,000 of personal injury protection insurance, which covers medical expenses regardless of who is at fault for the accident. This is important because it can help cover any medical bills that are not covered by the other mandatory insurance policies. In sum, North Dakota requires a minimum of $85,000 of coverage per accident, plus $30,000 of personal injury protection insurance. It is important for drivers in North Dakota to make sure they carry sufficient insurance coverage to protect themselves in the event of a drunk driving accident.

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