What type of insurance coverage is required after a DUI conviction?

In Florida, drivers convicted of DUI must purchase a special type of insurance known as FR-44 insurance. FR-44 insurance is a type of liability insurance and must be purchased from an insurance company licensed to do business in Florida. FR-44 insurance provides higher levels of liability coverage than required by regular auto insurance policies. In order to provide proof of FR-44 insurance, drivers must present an FR-44 form to the Department of Highway Safety and Motor Vehicles. The FR-44 form must be accompanied by a certificate of financial responsibility that must name the motorist as insured. The coverage for Bodily Injury and Property Damage liability must be at least $100,000 per person and $300,000 per accident. In addition, an insurer must provide Uninsured Motorist Bodily Injury coverage of at least $100,000 per person and $300,000 per accident. Finally, the insurance company must also provide Personal Injury Protection of at least $10,000 per person, per accident. Drivers must have the FR-44 insurance coverage for a minimum of three years. If the driver fails to maintain the FR-44 insurance coverage for the entire three-year period, then the driver can have their license suspended and may have to pay a fine. Additionally, drivers must present proof of their FR-44 insurance coverage to the Department of Highway Safety and Motor Vehicles each year during the three-year period. It is important to understand the requirements of FR-44 insurance coverage after being convicted of a DUI in Florida. The coverage requirements are in place to ensure that motorists maintain adequate insurance coverage. It is also important to remember that if a driver fails to maintain the required coverage, they can be subject to fines, license suspension, and other penalties.

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