What type of insurance coverage is required after a DUI conviction?

In the state of New Hampshire, anyone who is convicted of a DUI must have some form of car insurance coverage in order to legally operate a motor vehicle. If convicted of a DUI, the minimum insurance coverage required for an individual is liability coverage. Liability coverage consists of bodily injury and property damage liability coverage. Bodily injury liability coverage helps cover medical bills and associated costs if the insured person is found responsible for an accident which results in injury to another person. Property damage liability coverage helps cover costs if the insured person is found at fault for an accident which results in damage to another person’s property. The minimum coverage requirements for a person convicted of a DUI in New Hampshire are 25/50/100. This means that a person must have a minimum of $25,000 of bodily injury protection per person, $50,000 of bodily injury protection per incident, and $100,000 of property damage protection per incident. In addition to these minimum requirements, the state also requires uninsured/underinsured motorist coverage. This coverage helps protect the policyholder in the event of an accident caused by another motorist who does not have the appropriate insurance coverage. Although the above coverage requirements are the minimum that must be purchased after a DUI conviction, some insurance companies may require additional coverage depending on the circumstances. It is important to discuss your specific coverage requirements with your insurance provider in order to ensure that you are protected in the event of an accident.

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