What type of insurance coverage is required after a DUI conviction?
In North Dakota, drivers convicted of drunk or impaired driving offenses are required to have proof of financial responsibility. This usually means having some form of insurance coverage that will provide compensation to people injured or property damaged in the event of an accident. In North Dakota, all drivers must have auto liability insurance, which covers expenses related to property damage and personal injury damages that were caused by their negligence. The minimum coverage required in North Dakota is $30,000 per person for bodily injury and $60,000 per accident for bodily injury. This coverage is also called 15/30/60 coverage. In addition to the basic auto liability coverage, drivers convicted of a DUI must obtain a high risk auto insurance policy, also called an SR-22. This policy provides additional coverage in case of an accident. The coverage level required varies depending on the severity of the violation, but the range is typically between $50,000 and $150,000. Additionally, the driver must have uninsured/underinsured coverage in an amount equal to their liability coverage. In short, after a DUI conviction in North Dakota, drivers must obtain a minimum amount of auto liability coverage and an SR-22 policy and must also have uninsured/underinsured coverage. This coverage is required by law in order to legally operate a vehicle in North Dakota.
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