What type of insurance coverage is required after a DUI conviction?

In Oregon, drivers convicted of driving under the influence (DUI) are required to have certain types of insurance coverage. Drivers must carry at least $25,000 in bodily injury liability coverage and $50,000 per accident in order to cover the costs incurred if they are found to be at fault for a DUI-related accident. In addition, Oregon law requires drivers to carry uninsured and underinsured motorist coverage, which pays for medical expenses and other costs if the driver is in an accident caused by someone without insurance or with insufficient coverage. Drivers must also have property damage liability coverage, which pays for damage done to other people’s property if an accident is their fault. Lastly, Oregon requires drivers convicted of a DUI to purchase SR-22 insurance, which is a type of insurance that shows proof of financial responsibility in the case of a DUI-related accident or violation of other traffic laws. SR-22 insurance is typically more expensive than regular car insurance. In summary, drivers convicted of a DUI in Oregon are required to carry at least $25,000 for bodily injury, $50,000 per accident for property damage, uninsured and underinsured motorist coverage, and SR-22 insurance. These types of insurance coverage are necessary to protect the driver as well as any victims in the event of an accident caused by a DUI.

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