What type of insurance coverage is required after a DUI conviction?

In Tennessee, after a DUI conviction, individuals must maintain a certain amount of insurance coverage. This coverage is known as liability insurance and is designed to protect drivers in the event of an accident. A conviction of DUI in Tennessee requires a minimum of $25,000 in liability coverage for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 in property damage coverage. The state of Tennessee also requires that all drivers maintain Uninsured Motorist coverage, which pays for a driver’s personal injuries in the event of a crash caused by a driver without insurance. The minimum amount of Uninsured Motorist coverage in Tennessee is $25,000 per person and $50,000 per accident. Finally, drivers that have been convicted of a DUI must maintain coverage for Underinsured Motorists, which pays for a driver’s personal injuries in the event of a crash caused by a driver with insufficient insurance coverage. The minimum amount of Underinsured Motorist coverage in Tennessee is the same as the liability coverage limits, $25,000 per person and $50,000 per accident. These insurance policies must remain in effect for three years after a DUI conviction and must be properly documented. Failure to maintain the required coverage or to provide proof of coverage at the request of a law enforcement officer could result in civil or criminal penalties.

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