What rights do I have when dealing with debt collectors?

Related FAQs

What can I do if a debt collector is trying to collect a debt that isn’t mine?
Can a debt collector call my references?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector ever report negative information to credit bureaus?
When is a debt collector allowed to contact me in person?
What can I do if a debt collector refuses to provide me with proof of a debt?
Can a debt collector sue me if I don’t pay my debt?
Who do I contact if I believe a debt collector has violated the law?
How do I know if a debt collector is legitimate?
Can a debt collector refuse to work with me to create a payment plan?

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