How do I know if a debt collector is legitimate?

Related FAQs

What happens if I make a payment to the wrong debt collector?
Can a debt collector ever increase the amount of a debt?
What rights does the Fair Debt Collection Practices Act give me?
Can a debt collector charge a fee for collection of a debt?
Can a debt collector contact me if I’ve moved to a different state?
Can a debt collector threaten to refer my debt to a collection agency?
Is there a limit on how often a debt collector can contact me?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector turn a debt over to an attorney for collection?
Can a debt collector contact me outside of normal business hours?

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