What should I do if I am being harassed by a debt collector?

If you are being harassed by a debt collector, it is important to remember that debt collection law in Florida protects your rights. The Florida Consumer Collection Practices Act (FCCPA) provides protections for consumers from being harassed, threatened, or abused by debt collectors. This means that debt collectors cannot use any type of language or behavior that is misleading, deceptive, or abusive in any way. If you are being harassed by a debt collector, it is important to keep records and document all communications. This includes recording any letters, emails, or phone conversations you have with the collector. Furthermore, you should send a letter to the collector in writing, stating that you are aware of your rights and that you want the collection activity to stop. You may also have the right to file a complaint against the debt collector with the Florida Attorney General’s office if the collector is in violation of the FCCPA. Additionally, you can contact a consumer law attorney in Florida for assistance if you believe your rights have been violated. Overall, it is important to remember that debt collectors cannot harass, threaten, or abuse you in any way, and you have the right to contact a consumer law attorney for help if you are being harassed by a debt collector. By understanding and taking advantage of your rights, you can ensure that the debt collector is held accountable and stops harassing you.

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What should I do if I am being harassed by a debt collector?

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