What should I do if I am being harassed by a debt collector?

If you are being harassed by a debt collector in Oregon, there are steps you can take to protect yourself. First and foremost, you should keep a record of all communication with the debt collector. Make sure to document when you were contacted, the nature of the contact, and any threats or abuse. Next, you should contact an attorney for advice and advice about your legal rights. You may be eligible for free or low-cost legal aid from a local nonprofit, such as Legal Aid Services of Oregon or the Oregon Law Center. These organizations can help you understand your rights and encourage debt collectors to follow the law, which prohibits them from harassing you. You can also file a complaint with the Oregon Department of Consumer and Business Services. This department oversees debt collection companies, and they can investigate any violations or harassment you have experienced. Finally, you can also reach out to the Consumer Financial Protection Bureau. This federal agency is responsible for enforcing consumer protection laws and has authority to take action against debt collectors who do not follow the law. It is important to remember that debt collectors are not allowed to harass or mistreat you in any way. If you feel that you are being treated unfairly, make sure to document the interactions and contact the appropriate authorities.

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What should I do if I am being harassed by a debt collector?

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