Can a debt collector contact me at work?

In the state of Washington, a debt collector can contact you at work, but only under certain conditions. It is usually not allowed, however, if you have told the debt collector that you are not allowed to be contacted at work regarding debt collection or if your employer has a policy prohibiting such contact. If the debt collector is allowed to contact you at work, they can do so in the following ways: they may communicate with you in person, by telephone, by mail, or any other means including email or text message. However, they must identify themselves and the purpose of the call or communication. They must also explain that you have the right to dispute the debt. They may not contact your employer about the debt or any other related matter, unless the debt is already in the hands of the courts or if they are responding to a subpoena from the court. They may not contact your employer repeatedly, or harass them in any way. Debt collectors may also not call your workplace more than once a week, and may not call you at unreasonable times, such as very early in the morning or late at night. It is important to remember that debt collectors must obey the Washington State Fair Debt Collection Act, which protects consumers from abusive debt collection practices. If a debt collector violates the law, you may be able to sue them and receive compensation.

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Can a debt collector contact me at work?

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