Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

When does the Fair Debt Collection Practices Act apply?
What can I do if a debt collector is trying to collect a debt that isn’t mine?
When is a debt collector allowed to contact me in person?
Is it legal for a debt collector to claim they are going to take legal action against me?
What can I do if a debt collector refuses to provide me with proof of a debt?
What should I do if I’m being harassed or threatened by a debt collector?
Can a debt collector refuse to work with me to create a payment plan?
Can a debt collector attempt to collect a debt that’s past the statute of limitations?
What should I do if I am being harassed by a debt collector?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?

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