Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Can a debt collector add interest or additional charges to my debt?
Who do I contact if I believe a debt collector has violated the law?
Can a debt collector contact me about a debt that is not mine?
Is there a limit on how often a debt collector can contact me?
How do I know if a debt collector is legitimate?
When does the Fair Debt Collection Practices Act apply?
Can a debt collector contact me at my place of work if I’ve asked them not to?
Can a debt collector contact me if I’ve declared bankruptcy?
Can a debt collector contact me outside of normal business hours?

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