Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

Can debts be forgiven after a certain period of time?
Can a debt collector threaten to sue me if I don’t pay my debt?
What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me if I’ve made a payment arrangement?
Is it legal for a debt collector to claim they are going to take legal action against me?
Can a debt collector contact me if I’m on unemployment?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector contact me if I’m on a debt repayment plan?
Can a debt collector contact me if I’m on military deployment?

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