Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Can a debt collector contact other people if I don’t pay my debt?
What is the Fair Debt Collection Practices Act enforcement process?
Can I stop a debt collector from contacting me?
Can a debt collector ever contact me more than once a week?
Can a debt collector threaten to garnish my wages?
Can a debt collector contact me outside of normal business hours?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector refuse to work with me to create a payment plan?
Can a debt collector contact me if I have a court order protecting me?

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