Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

Can a debt collector ever garnish my wages?
Is there any way to stop a debt collector from contacting me?
Can a debt collector charge more than the amount of the original debt?
Can a debt collector contact me if I have a court order protecting me?
Can a debt collector ever contact my friends, family, or employer?
Can a debt collector contact me if I’ve moved to a different state?
Can a debt collector ever report negative information to credit bureaus?
When does the Fair Debt Collection Practices Act apply?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Can a debt collector contact me on my cell phone?

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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
Debt Collection Law - How to Stop Creditor Harassment for Good - August 28, 2023