Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

Can a debt collector collect a debt from someone else who is related to me?
Will a debt collector ever inform me of my rights?
Can a debt collector ever put a lien on my property?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector contact me at my place of work if I’ve asked them not to?
Is there a statute of limitations on debt collection?
Who do I contact if I believe a debt collector has violated the law?
Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector charge more than the amount of the original debt?
Can a debt collector refuse to work with me to create a payment plan?

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Debt Collection Law - How to Negotiate and Settle Debts - August 21, 2023
Debt Collection Law - How to Stop Creditor Harassment for Good - August 28, 2023