Can a debt collector threaten to take legal action against me for a debt?

Related FAQs

Can debts be forgiven after a certain period of time?
Can a debt collector contact me by phone or in person?
Can a debt collector contact me if I’m a victim of identity theft?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Can a debt collector contact me outside of normal business hours?
Can a debt collector ever contact my friends, family, or employer?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can I stop a debt collector from calling me on my cell phone?
Must a debt collector give me written notice before attempting to collect a debt?

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