Can I stop a debt collector from contacting me?

Yes, you can stop a debt collector from contacting you in Michigan. Under Michigan state debt collection law, you have the right to request that a debt collector stop contacting you. This is known as a "cease and desist" letter. To do this, you must send the debt collector a letter telling them to stop contacting you. The letter must include your full name, address, and the details about the debt you owe. The letter should ask the debt collector to stop calling, emailing, or sending you letters about the debt. Be sure to send the letter by certified mail and ask for a return receipt. This will leave a record of when the letter was sent and received. Once the letter is sent, the debt collector is legally prevented from contacting you until it can prove that you owe the debt and is legally allowed to collect it. Additionally, you should keep a record of all communications with the debt collector, as well as any payments you make to them. You should also seek legal advice if you have questions or concerns about the debt collection process. In Michigan, a consumer protection attorney can help you understand the laws and defend your rights in a debt collection case.

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