Is it possible to negotiate with a debt collector?

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What happens if I dispute a debt with the debt collector?
Can a debt collector contact me if I’ve declared bankruptcy?
Can a debt collector ever garnish my wages?
When is a debt collector allowed to contact me in person?
Can I stop a debt collector from contacting me?
Must a debt collector give me written notice before attempting to collect a debt?
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Can a debt collector contact me outside of normal business hours?
What rights do I have when dealing with debt collectors?
Can a debt collector collect a debt from someone else who is related to me?

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