Is it possible to negotiate with a debt collector?

Related FAQs

Can debts be forgiven after a certain period of time?
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Can a debt collector contact me after I’ve written them a letter asking them to stop?
Can a debt collector contact me if I’m a student?
When does the Fair Debt Collection Practices Act apply?
Is it illegal for a debt collector to harass me?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector threaten to take legal action against me for a debt?
What happens if I dispute a debt with the credit bureau?
What should I do if I’m being harassed or threatened by a debt collector?

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