Can I stop a debt collector from calling me on my cell phone?

Yes, you are allowed to stop a debt collector from calling you on your cell phone in Michigan. According to the Michigan Consumer Protection Act, debt collectors are prohibited from engaging in any “harassing, oppressive, or abusive practices” when attempting to collect a debt. This includes calling you on your cell phone in order to harass, oppress, or abuse you. Fortunately, you have the option to stop a debt collector from calling you on your cell phone. It is fairly easy to do. The first step is to send the debt collector a letter. This letter should instruct the debt collector to no longer contact you on your cell phone. You may also include in the letter that you would like them to contact you only through the mail. Make sure you keep a copy of the letter for your records. Once the letter is received, the debt collector must stop all communication with you on your cell phone. The debt collector is allowed to still contact you through the mail but they cannot call you. It is important to note that the debt is still legally owed and the debt collector can still pursue other legal means to collect. In conclusion, you do have the right to tell a debt collector to stop calling you on your cell phone. This can be done by writing a letter instructing them to stop all communication, except through the mail. The debt is still legally owed, so the debt collector can still pursue other legal means to collect.

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