Can I stop a debt collector from calling me on my cell phone?

Yes, you can stop a debt collector from calling your cell phone in Mississippi. Under the federal Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using abusive, unfair, or deceptive practices to collect from you. This includes calling you repeatedly on your cell phone, calling you at inconvenient times, using obscene or profane language, and making false or misleading statements to you. It is important to keep in mind that debt collectors are allowed to call you to try to collect a debt. However, if you’d like them to stop calling, you can send them a letter stating that you want them to stop calling. This letter should include your name, address, and phone number, as well as a statement that you are requesting they stop calling you. It’s best to send this letter via certified mail to ensure it is received. Once the debt collector receives the letter, they can only contact you to confirm they received your letter or to let you know of any legal action they may take against you. They may not contact you for any other reason. If they continue to call you, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). The CFPB will investigate the matter and, if necessary, take action against the debt collector.

Related FAQs

Can a debt collector obtain information about my employment?
Can a debt collector contact me if I’ve moved to a different state?
Can a debt collector charge a fee for collection of a debt?
Can I stop a debt collector from contacting me?
Is it legal for a debt collector to claim they are going to take legal action against me?
Can a debt collector ever contact me more than once a week?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me at any time of day?
Can a debt collector contact me if I’ve made a payment arrangement?
Can a debt collector contact me if I’m a victim of identity theft?

Can I stop a debt collector from calling me on my cell phone?

Related FAQs

Related Blog Posts