Can a debt collector attempt to collect a debt that’s past the statute of limitations?
In Pennsylvania, the statute of limitations plays an important role in debt collection law. Generally speaking, a debt collector is not allowed to attempt to collect a debt that has gone past the statute of limitations. This is because the statute of limitations gives creditors a certain amount of time to sue or collect on a debt before it can no longer be legally enforced. However, there are exceptions. In some cases, the statute of limitations may be "tolled," or suspended. This means that a debt collector could still attempt to collect a debt even after the statute of limitations has expired. This can happen in cases where the debtor has written an acknowledgement or partial payment of the debt, restarting the clock on the statute of limitations. It is also important to note that a debt collector may still try to collect a debt that has gone past the statute of limitations. If they do, it is important for the debtor to understand their rights and the law surrounding it. Debtors should know that they can dispute the debt and that any attempts to collect it without proper documentation or proof of validity may be considered illegal. In order to protect your rights, it is important to be aware of the statute of limitations in Pennsylvania and to understand when it has been tolled. Debtors should also be aware of their rights when a debt collector attempts to collect a debt that has expired and should seek assistance from a qualified lawyer if necessary.
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