Can a debt collector contact me if I’ve made a payment arrangement?

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When does the Fair Debt Collection Practices Act apply?
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Can a debt collector contact me if I’m on unemployment?
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Is it illegal for a debt collector to harass me?
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Can a debt collector contact me if I’m on a debt repayment plan?
Are there any laws that protect me from debt collectors?
Can a debt collector threaten to garnish my wages?

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