Can a debt collector collect a debt from someone else who is related to me?

In North Carolina, a debt collector can collect a debt from someone else who is related to you. However, this does not automatically mean that the debt collector can directly pursue payments from your relative. Generally, debt collectors must follow the laws of the Fair Debt Collection Practices Act. In North Carolina, a debt collector cannot contact a relative of yours to collect a debt unless you have given permission for them to do so. If a debt collector does contact a relative of yours without permission, your relative has the right to inform them that they do not have permission to contact them. If the debt collector continues to contact your relative, they are in violation of North Carolina debt collection law and may be subject to fines and other penalties. In addition, a debt collector cannot use deceptive or unfair practices when it comes to collecting a debt. This includes attempting to collect more than the amount you owe, attempting to collect late fees or other charges that you have already paid, or threatening to take legal action when they have no intention of doing so. If you believe that a debt collector has engaged in these or other deceptive practices, you may need to seek legal advice to help protect your rights.

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Can a debt collector collect a debt from someone else who is related to me?

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