Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

What should I do if I’m being hounded by a debt collector?
What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me if I’m on a debt repayment plan?
Who do I contact if I believe a debt collector has violated the law?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me if I’m a victim of identity theft?
What rights do I have when dealing with debt collectors?
Can a debt collector ever report negative information to credit bureaus?
Can a debt collector contact me at any time of day?
Can a debt collector contact me if I’ve filed for bankruptcy?

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