Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

How long can a debt collector attempt to collect a debt?
What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me if I’m on unemployment?
Must a debt collector give me written notice before attempting to collect a debt?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector contact me about a debt that is not mine?
Is there a limit on how often a debt collector can contact me?
Can a debt collector ever sue me?
Can a debt collector contact me if I’m a victim of identity theft?
Is there a statute of limitations on debt collection?

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