Can a debt collector threaten to take legal action against me if I don’t pay?

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Can a debt collector obtain information about my employment?
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What is debt collection law?
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Can a debt collector garnish my wages without a court order?
Can a debt collector contact me if I’ve declared bankruptcy?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Is it illegal for a debt collector to harass me?
Are there any exemptions from the Fair Debt Collection Practices Act?
Is there a limit on how often a debt collector can contact me?

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