Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector contact me outside of normal business hours?
Is it possible to negotiate with a debt collector?
Can a debt collector tell me to pay more than I owe on a debt?
Can a debt collector ever report negative information to credit bureaus?
Can a debt collector demand payment or threaten arrest?
Can a debt collector obtain information about my employment?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector contact me about a debt that I’ve already paid?
What happens if I dispute a debt with the credit bureau?
Can a debt collector charge a fee for collection of a debt?

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