Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector contact me at my place of work if I’ve asked them not to?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector call my references?
Can a debt collector demand payment or threaten arrest?
What happens if I can’t pay a debt collector?
Can a debt collector ever sue me?
Are there any exemptions from the Fair Debt Collection Practices Act?
Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector contact me if I have an attorney representing me?
Can a debt collector collect a debt from someone else who is related to me?

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