Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

When does the Fair Debt Collection Practices Act apply?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Can a debt collector ever put a lien on my property?
Can a debt collector contact me if I’ve filed for bankruptcy?
Is it illegal for a debt collector to harass me?
What happens if I dispute a debt with the debt collector?
What should I do if a debt collector has sued me?
Can a debt collector refuse to work with me to create a payment plan?
Can a debt collector contact me by phone or in person?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?

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