Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can I stop a debt collector from contacting me?
Will a debt collector ever inform me of my rights?
Is there a limit on how often a debt collector can contact me?
What types of debt are covered by the Fair Debt Collection Practices Act?
Does the Fair Debt Collection Practices Act apply to all types of debt?
What should I do if I’m being harassed or threatened by a debt collector?
Who do I contact if I believe a debt collector has violated the law?
Is there any way to stop a debt collector from contacting me?
Can a debt collector ever contact me via email or text message?
Can a debt collector contact me by phone or in person?

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