Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector contact me by phone or in person?
Are there any laws that protect me from debt collectors?
What rights does the Fair Debt Collection Practices Act give me?
Can a debt collector add interest or additional charges to my debt?
Can a debt collector contact me if I have an attorney representing me?
Must a debt collector give me written notice before attempting to collect a debt?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector attempt to collect a debt that’s past the statute of limitations?
What happens if I can’t pay a debt collector?
Can a debt collector contact me about a debt that my partner owes?

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