Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Does the Fair Debt Collection Practices Act apply to all types of debt?
What is debt collection law?
Must a debt collector give me written notice before attempting to collect a debt?
Is there a statute of limitations on debt collection?
Are there any laws that protect me from debt collectors?
Can a debt collector contact me about a debt that my partner owes?
Can a debt collector collect a debt from someone else who is related to me?
Is it legal for a debt collector to claim they are going to take legal action against me?
What happens if I make a payment to the wrong debt collector?
What is the Fair Debt Collection Practices Act enforcement process?

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