Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector add interest or additional charges to my debt?
Can a debt collector contact me if I’m on unemployment?
Can a debt collector contact me on my cell phone?
What information can a debt collector give to credit bureaus?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector ever contact my friends, family, or employer?
Can a debt collector contact me at work?
Can a debt collector contact me if I’m on Social Security Disability?
Can a debt collector charge a fee for collection of a debt?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?

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