Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector contact me if I’ve offered to settle a debt?
Can a debt collector ever report negative information to credit bureaus?
What happens if I dispute a debt with the credit bureau?
Can a debt collector refuse to work with me to create a payment plan?
Can a debt collector contact me if I’ve made a payment arrangement?
Can a debt collector tell me to pay more than I owe on a debt?
Can a debt collector list my debt on my credit report?
What happens if I dispute a debt with the debt collector?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector ever contact me via email or text message?

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