Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector add interest or additional charges to my debt?
Can a debt collector threaten to refer my debt to a collection agency?
Can a debt collector contact other people if I don’t pay my debt?
What rights does the Fair Debt Collection Practices Act give me?
Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector contact me at any time of day?
Will a debt collector ever inform me of my rights?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
Can a debt collector contact me if I’m on a debt repayment plan?

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