Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

What can I do if a debt collector refuses to provide me with proof of a debt?
Is it possible to negotiate with a debt collector?
Can a debt collector contact me at my place of work if I’ve asked them not to?
What information must a debt collector provide me in writing?
Is it legal for a debt collector to claim they are going to take legal action against me?
When is a debt collector allowed to contact me in person?
Can a debt collector contact other people if I don’t pay my debt?
Can a debt collector threaten to refer my debt to a collection agency?
Can a debt collector contact me by phone or in person?
Can a debt collector tell me to pay more than I owe on a debt?

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