Can a debt collector contact me on weekends or holidays?

In the state of Mississippi, debt collectors may legally contact you on weekends or holidays if it is within the permitted timeframe of 8:00AM to 9:00PM local time. Debt collectors must abide by the Fair Debt Collection Practices Act (FDCPA), which forbids them from calling you at an unreasonable time or place. This includes any time before 8:00AM or after 9:00PM, as well as any significant holidays. However, debt collectors can contact you at any given time if you have given them prior permission to do so. They can also contact you if they are attempting to collect a debt that has already been turned over to them by your creditor. In such a case, it would be illegal for a debt collector to contact you outside of the legally allowed timeframe. Overall, debt collectors must abide by FDCPA in order to operate legally in Mississippi. As long as they follow all laws and regulations, and contact you at a reasonable time and place, it is legal for them to contact you on weekends or holidays.

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Can a debt collector contact me on weekends or holidays?

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