Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Will a debt collector ever inform me of my rights?
Are there any laws that protect me from debt collectors?
Can a debt collector charge a fee for collection of a debt?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me if I’m on unemployment?
Can a debt collector sue me in a different state?
What should I do if I’m being harassed or threatened by a debt collector?
What should I do if I am being harassed by a debt collector?

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