Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact me at my place of work if I’ve asked them not to?
Is there a limit on how often a debt collector can contact me?
Can a debt collector contact me if I’ve moved to a different state?
How long can a debt collector attempt to collect a debt?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector ever report negative information to credit bureaus?
What is the Fair Debt Collection Practices Act enforcement process?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
What happens if I can’t pay a debt collector?
What happens if I make a payment to the wrong debt collector?

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