Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact me if I have an attorney representing me?
Can a debt collector repossess my property for unpaid debt?
Can a debt collector refuse to work with me to create a payment plan?
Can I stop a debt collector from contacting me?
What methods can a debt collector use to collect a debt?
Can a debt collector contact me if I’m a student?
Can a debt collector contact me about a debt that my partner owes?
Can debts be forgiven after a certain period of time?
What should I do if a debt collector has sued me?
Can a debt collector contact me if I’ve filed for bankruptcy?

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