Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector threaten to take legal action against me if I don’t pay?
Can I stop a debt collector from contacting me?
What should I do if I’m being harassed or threatened by a debt collector?
What should I do if I’m being hounded by a debt collector?
Can a debt collector repossess my property for unpaid debt?
Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector contact me if I have an attorney representing me?
Can a debt collector ever put a lien on my property?
Can a debt collector threaten to garnish my wages?
Are there any laws that protect me from debt collectors?

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