Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact me outside of normal business hours?
Can a debt collector ever contact me more than once a week?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector obtain information about my employment?
Can a debt collector charge a fee for collection of a debt?
Can a debt collector ever garnish my wages?
What methods can a debt collector use to collect a debt?
How do I know if a debt collector is legitimate?
Can a debt collector garnish my wages without a court order?

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