Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact other people if I don’t pay my debt?
Can a debt collector contact me about a debt that is not mine?
Can a debt collector contact me if I’ve offered to settle a debt?
Is it illegal for a debt collector to call me repeatedly?
What happens if I make a payment to the wrong debt collector?
Can a debt collector ever contact me via email or text message?
What is debt collection law?
Can a debt collector threaten to sue me if I don’t pay my debt?
What can I do if a debt collector refuses to provide me with proof of a debt?
Can a debt collector ever increase the amount of a debt?

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