Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector tell me to pay more than I owe on a debt?
How do I know if a debt collector is legitimate?
Is there any way to stop a debt collector from contacting me?
Can a debt collector sue me if I don’t pay my debt?
Can a debt collector collect a debt from someone else who is related to me?
What can I do if a debt collector refuses to provide me with proof that I owe a debt?
Can a debt collector garnish my wages without a court order?
Can a debt collector contact me about a debt that is not mine?
How long can a debt collector attempt to collect a debt?

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