Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector collect a debt from someone else who is related to me?
Can a debt collector contact other people if I don’t pay my debt?
Can I stop a debt collector from calling me on my cell phone?
Can a debt collector contact me if I’ve made a payment arrangement?
What methods can a debt collector use to collect a debt?
Can a debt collector contact me if I’m on a debt repayment plan?
Can a debt collector obtain information about my employment?
Can a debt collector contact me on my cell phone?

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