Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Will a debt collector ever inform me of my rights?
Can a debt collector add interest or additional charges to my debt?
Can a debt collector ever contact me via email or text message?
Can a debt collector ever increase the amount of a debt?
What happens if I dispute a debt with the credit bureau?
Can a debt collector contact me if I’m on Social Security Disability?
What is the Fair Debt Collection Practices Act enforcement process?
What happens if I dispute a debt with the debt collector?
Can a debt collector contact me if I’ve moved to a different state?
Can a debt collector threaten to sue me if I don’t pay my debt?

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