Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector threaten to take legal action against me if I don’t pay?
What information can a debt collector give to credit bureaus?
What methods can a debt collector use to collect a debt?
Can a debt collector contact me after I’ve sent them a cease and desist letter?
Is there a limit on how often a debt collector can contact me?
Can a debt collector contact me if I have an attorney representing me?
What rights does the Fair Debt Collection Practices Act give me?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
Can a debt collector contact me if I’ve made a payment arrangement?

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