Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector contact me if I have a court order protecting me?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Are there any laws that protect me from debt collectors?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me on weekends or holidays?
Can I stop a debt collector from contacting me?
Can a debt collector contact me if I’ve made a payment arrangement?
Can a debt collector contact me on my cell phone?
Can a debt collector sue me in a different state?
Can a debt collector contact me if I’m on unemployment?

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